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So even if 100% elected not to continue lending, does not mean that 100% of them do not want Prosper to do the right thing by them and try to collect the funds back for them. I also am not lending, has nothing to do with my preference for Prosper to continue trying to collect funds in my behalf. But it may be true, but not germane to this thread. I have not heard from all of them, so would be hard pressed to agree with that statement. Sounds personal to me still.ĩ9% of the lenders "here" is approximately 3600 forum members. Not just directed at one member who just happens not to be a lender. Then based on your response, your comment should have been WGAF about "anyones" opinion on this forum about your money. Selective nellies? You mean the 99% of lenders here who think Prosper is screwing us over?Ĭan you tell me why not a single lender in the year 2006 top 25 are still lending bar "anton" the founder? My attack wasn't personal,i'm just tired of the silly defense argument. Why should I care about the opinion of someone else about MY money? So his response does not require a personal attack, the forum solicited the response by making the thread public. This thread was put in a public forum, not only to showcase to the public what you select negative nellies thought but to also allow the public (non-lenders) to tell you what they think. Yes, and now when they come and look at this one they will see that there is disenting opinions within the lender community on this particular point. IMHO - Topics get put in the lobby so Google will pick them up and share the Prosper hater opinions with the public to prevent them from making the same mistakes. WGAF what you think as you aren't a lender. Unless Prosper want's the lending community to start making more bad loans, I would suggest they find some way to flag loans that are behind so lenders can accurately access this risk. Prosper negotiating with borrowers who are behind on payments will benefit lenders and I applaud them for their action.Ī good concerning point is that the Performance data may no longer be reliable. Quote from: onthefence on November 10, 2009, 10:13:13 pm -I agree with wftrust. Collections – Hardship Arrangement are Benefiting Lenders